UK shoppers are planning to spend an estimated £4.5bn in this year’s Black Friday sales, the equivalent of £165 per household, according to research from Go Compare, the comparison website. Black Friday officially kicks off today, but a third of us will splash our cash in the November sales bonanza that seems to last for weeks. What’s more, we have high expectations for hefty discounts too. A study by Topcashback.com found that while consumers hoped to save just £66 last year, now we have our sights set on a reduction of £193 – a savings of 47 per cent.… View Post

  It’s November! Not only does that mean that Christmas is around the corner, but it is also the month of my birthday – oh, and my husband’s too. His lands on the 6th of November and mine falls less than a week later on the 12th – which makes for a lot of celebrating in less than a week. So, I’ve pulled together a list of the best offers and freebies out there that you can bag around your birthday. Bear in mind that most birthday offers require you to sign up a month before the actual day and can’t… View Post

  Has there ever been a time in your life when you thought you could use the advice of a solicitor, but were put off due to the expensive legal fees? Perhaps you had a dispute with a neighbour or you felt that you were being discriminated at work? If you are anything like me, you probably did the mental maths to try to work out if the high cost of professional advice was worth it. To make matters worse, few of us actually know what getting help from a lawyer actually costs. I’ll give you a hint: it’s a… View Post

I like luxury beauty products as much as the next girl. I blame it on years of charity staff sales at The Telegraph. When the magazine staff would gather up all their leftover samples, dump them out on a table and let us snatch up brands such as Chanel, Givenchy and MAC for just £1 a product. You can imagine the horror I felt when one night I left my gym kit – and cosmetic bag! – on the train. How could I ever justify replacing the gems I had acquired over those years? The make up alone would have cost hundreds to buy at full… View Post

  On the school run this week, I noticed a mobile fishmonger outside the house of one of my daughter’s classmates and made a mental note to check out the service for myself. But later that evening I get a message from a local friend which said that there had been a couple of men in white butcher coats going door to door trying to sell “fresh fish” in an unrefrigerated van. But it turns out, they didn’t have price lists. In fact, they didn’t have any fish either. Yikes. After a little digging online, I discovered that, according to… View Post

    It’s a fact – people who set savings goals save faster than those who don’t. What’s more, figures from NS&I show that people who have a have a financial focus save up to £550 a year more than people who don’t. If you have been meaning to save more, but just can’t seem to find the cash, here are five ways to set a financial goal and ensure that you achieve it.   1 PLAN, PLAN, PLAN Just like you wouldn’t go on a road trip without planning your journey, you need be focused when it comes to savings. If you have more than… View Post