Good deals come to those who wait, or so that saying goes. Throughout the year, retailers adjust their prices as demand for different items fluctuates, that’s why planning when shopping is crucial when looking for a bargain. Here is my guide to the best time of year to make your purchase.   JANUARY The January sales are known for bargain prices, but this is especially true when it comes to… View Post

Yesterday, I cleared out our fridge so that I could put away the new groceries. It was only when my four-year-old daughter mentioned how much food I was chucking away that I realised that we’d become rather slack. Say what you want about the environmental impact, but here I was literally tossing our money in the trash. And it seems that I’m not the only one who is wasting hard-earned… View Post

I love to shop. I know I shouldn’t – particularly given my job – but I love decorating my home, buying presents and treating myself to new clothes and beauty products every now and then. But, while I admit this, (after all, I’m only human!), the key to not falling into debt is that I only ever spend what I can afford. I learnt this self-control when I was a… View Post